1, special requirements for the nature of the house. Residential housing can be applied for. 2. The loan term has special requirements. The loan term is the shortest 1 year and the longest is 30 years, which shall not exceed 5 years after the applicant's statutory retirement age and shall not exceed the termination period of the land use right of the mortgaged house. 3. Special requirements for down payment. If the employee loan is paid locally to purchase the first set of housing, it shall not be less than 30% of the total housing price; Belong to the local loan to buy a second house, and pay employee loans in different places (hereinafter referred to as off-site loans) to buy the first and second houses, and the down payment ratio shall not be less than 40%; Stop issuing provident fund loans to paid workers' families who buy third and above houses. 4. Special requirements for marital status. Marriage certification materials are provided by civil affairs, public security and other relevant departments (Hong Kong, Macao and Taiwan residents provide marriage certification documents of relevant departments). 5. Special requirements for housing appraisal. All purchases of second-hand houses need to be evaluated; Needs assessment of purchasing commercial housing that has been confirmed, and the issuance date of real estate license (house ownership certificate) exceeds 1 year, or the filing and registration time of commercial housing sales contract exceeds 1 year. If evaluation is needed, the loan applicant applies for evaluation through the online service hall of the center. After the application is approved, the real estate appraisal agency recognized by the center conducts the value appraisal and uploads the electronic appraisal report. When the loan is reviewed, the lower value of the purchase contract price and the evaluation price is taken as the total house price for calculating the loan amount. Roommate com www.5 1dongshi.com