It is used for large-scale long-term investments such as the purchase and construction of fixed assets and technical transformation.

Enterprise loan refers to a way for an enterprise to borrow money from banks or other financial institutions at a prescribed interest rate and time limit for production and operation. When enterprises operate, they often face the situation of broken capital flow. At the same time, the problem of slow capital turnover has seriously affected the normal operation of some enterprises, thus accelerating the decline of enterprises. The effective way is to solve this dilemma through loans, which is also one of the important reasons why enterprises need loans.