Provident fund loans in different places mainly include employees who have paid the housing provident fund in full for more than 6 months (inclusive) and can apply for individual housing loans for housing provident fund. The loan target is the paid employees who purchase the first set of self-occupied housing or the second set of improved ordinary self-occupied housing.
Extended data
Loan resistance in different places
In fact, since the Ministry of Housing and Urban-Rural Development and other three ministries and commissions issued the new provident fund policy in June, 20 14, it was mentioned for the first time to promote the loan of provident fund in different places, but it was not until the Ministry of Housing and Urban-Rural Development recently issued the operating rules that there was a follow-up policy.
Since the loans from different places involve the local interests of different cities, it is basically impossible to advance without operating rules. At present, whether different cities can allow provident fund loans in different places depends on the trust between cities. Several cities signed an agreement to form a small circle, allowing loans from different places in a small area.
As early as May 2009, the housing provident fund management centers in Guangzhou, Foshan, Zhuhai, Huizhou, Jiangmen, Zhongshan, Dongguan and Zhaoqing jointly signed the "Guangdong Pearl River Delta Urban Housing Provident Fund Loan Cooperation Agreement", which realized the mutual loan of housing provident funds in eight cities in the Pearl River Delta. However, this policy expired in May 20 13, and it has not been renewed since then, and basically stopped lending in different places.
Refer to Baidu Encyclopedia-Provident Fund Loans in Different Places