1. Closing JD.COM Baitiao needs to be done on Jingdong Financial APP:

1. Open Jingdong Finance and select the white bar on the home page.

2. Click on my icon below and slide down in the IOU account settings to find others.

3. Click to enter the interface, and then you can choose to lock or cancel the JD.COM White Bar.

4. Take cancellation as an example. First select the logout reason, then click Continue logout, and click Next.

Secondly, in addition to providing users with the convenience of installment payment, Baitiao also launched an official creative product store-Time Grocery Store, which adheres to strict aesthetic standards and quality standards, creates and selects various colorful and interesting life gadgets for users, and establishes a healthy and quality attitude towards life with young people. JD.COM Baitiao not only brings convenience to users, but also attaches great importance to the safety of users being embezzled by JD.COM Baitiao.

Thirdly, in the whole process of account login, activation, transaction and information modification, JD.com's Ce Tian decision engine system, Tiandun account security and anti-fraud system and Skynet transaction risk monitoring system conduct background security scanning on each account behavior, calculate in real time, identify malicious behavior and high-risk orders, and communicate with the mall distribution system to intercept the last mile of high-risk orders. JD.COM white anti-theft brush has unique advantages in the industry.

Operating environment: Glory 50, JD Finance 6.2.60

1, JD.COM IOUs "JD. COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval, and arbitrary installment" [1] [2], and has quickly become an industry model, establishing the position of leading brand in Jingdong financial consumer finance industry.

2. In terms of positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of using first and paying later and shopping in installments in JD.COM Mall. The longest installment can be 24, and bills can also be repaid in installments. The repayment rate is the lowest, and the execution rate is lower than that of bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

3. Since then, "White Strip" has also opened up O2O (JD.COM Arrives Home), global shopping, product crowdfunding and other businesses within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.