1, Puppy spends money on term loans mainly because he doesn't have enough cash flow to pay all the expenses at once, so he chooses to repay the loan in installments and allocate the expenses to different periods in the future.
The expenditure is urgent and needs to be solved as soon as possible, but the cash on hand is limited. Through regular loans, you can get the needed funds quickly to meet the urgent needs.
3. In order to attract more customers, provide regular loan service, which can increase sales and customer loyalty.
I am used to using term loans to meet my consumption needs, whether to enjoy instant consumption pleasure or because of lack of financial awareness.