China Construction Bank has many high-quality loan products. Individuals and small and medium-sized enterprises can handle loan business as long as they meet the requirements. Many enterprises are facing the problem of financing difficulties this year. We can try to learn about the tax loan of China Construction Bank. Today, we will briefly introduce how to deal with it.

I. Offline application

This method is suitable for users who don't like online operation. They can go to the bank with relevant information, and there will be staff to guide the specific operation process. You must first enter the test quota of enterprise-related information on CCB APP. After passing the preliminary examination, a credit manager will contact you and go to the designated outlets to handle it.

Second, the online application process

1. First, log in to CCB Online Banking, select the supervisor role, click Service Management-Business Management, and click Enable in the drop-down menu.

2. After opening, please select the first-level menu, click on credit financing, and then select fast loan for small and micro enterprises in the second-level menu, and click on opening.

3. After the quick loan function of small and micro enterprises is opened, click "authorize now" on the description interface of quick loan function of small and micro enterprises.

4. Enter the interface of fast loan authorization for small and micro enterprises, and click and select the account number of small and micro enterprises associated with corporate online banking in the loan issuing account drop-down menu.

5. After checking the returned information, check the Authorization Agreement for Small and Micro Fast Loan Business and the Authorization Letter for Enterprise Credit Information, click to view the agreement and agree, and then click OK to authorize.

6. Prompt that the authorization is successful, and then log in to the personal online banking of the actual controller of the authorized enterprise to apply for a loan, and select Personal Loan-Fast Loan for Small and Micro Enterprises-Fast Loan Application, and select Fast E Loan Application.

7. The prompt of "Authorized Acceptance" will automatically pop up here, and then fill in the basic information of the loan. The system will automatically calculate the maximum loan amount of the enterprise, confirm the loan amount, term and other factors as needed, confirm the personal credit authorization, and click "Submit for Approval".

8. Confirm the approval plan. Check the relevant options and click OK. After signing the contract, you can use the loan.

Note: Enterprises applying for tax loans from CCB must be established for more than 24 months and pay taxes of more than 20,000 yuan annually. It is best not to have more than two loans under the name of the enterprise. Some regions may have different requirements, please refer to the local policies of the bank.