The materials to be prepared for university student loans include: school certificate, student ID card and photocopy, ID card and photocopy of myself and my parents, original and photocopy of household registration book, identification form for poor students, and application form for student loans.
The application process is as follows:
1. The loan amount for undergraduate and junior college students cannot exceed 8,000 yuan. The amount of the loan depends on the tuition fee for one year in colleges and universities. The repayment period is academic system plus 13 years, and the longest period cannot exceed 20 years. And there will be interest if students don't repay the loan after graduation.
2. Application: Applicants can apply directly at the school. General schools have this procedure, and you can also apply to the relevant departments of the local government.
3. Waiting for approval: Whether you apply at school or locally, you have to wait for approval. If the situation is true and meets the loan conditions, you can wait for the money. It is reported that the average school's annual loan amount is above 1000 yuan. If the application is made in the local government or the Education Bureau, the Education Bureau will issue a certificate after reviewing the facts and take it to the bank for processing.
Note: the application materials submitted by the applicant must be true and not fraudulent, otherwise the application will not be passed. The certificate of attendance is a certificate of attendance issued by the school to students who need loans after the start of school, which requires the official seal of the school and the department where it belongs. The student ID card is also processed in the university after entering the school, and can be used when returning to the student's home loan.
How to fill in the application form for student-origin student loan? What are the precautions?
How to fill in the application form for student-origin student loan? What should I pay attention to when filling out the application form for student-origin student loan? Students who need grants and loans should pay attention. Don't underestimate this table. There is a lot of knowledge in it. The following is to explain the specific instructions for filling in the application form for student-origin student loan.
Instructions for filling in the application form of student-origin student loan
1, this form is filled in blue and black ink, with neat and clear handwriting, no alteration, complete content, satisfactory writing format and all kinds of information.
2. All data items marked with ""are required.
3. Application type: college students fill in "student application"; This year's college entrance examination enrolled freshmen to fill in the "Application Form for Freshmen's Admission".
4. domicile: the address registered in the household registration book before the borrower enters the university. Urban household registration is written from the city to the house number, and rural household registration is written from the city to the office. The domicile of the borrowing student should be consistent with the location of the funding center; The borrower must be a student who is officially admitted to an ordinary university or higher vocational college recognized by the national education department and has obtained a true, legal and effective admission notice; Borrowing students' families are indeed families with financial difficulties. Borrowing students should be honest and trustworthy, law-abiding, and have no illegal records.
5. Current detailed address: the borrower's residence before entering the university (note: "residence" and "domicile" are two different concepts, for example, someone's domicile is in Jianghan District, but his residence may be in Jiang 'an District).
6. Graduating middle school and postal code: freshmen fill in the name of the middle school where they graduated from high school (please write the full name-the name on the official seal of the school) and the postal code of the middle school; College students don't fill it out.
7. Dormitory phone number: filled in by college students; Do not fill in the freshman year. There is no underline or horizontal line between the area code and the telephone number, such as 02788888888(027 is the area code and 888888 is the telephone number).
8.* * * Same borrower: * * The order of choice of the same borrower is: father-mother-near relative-other. In principle, the father is the borrower and the mother is the borrower when the father is not at home. If both parents are not at home, the parents shall entrust another close relative (written power of attorney is required) as the borrower and share the repayment responsibility with the borrower. Orphans shall be jointly liable for repayment with the borrower by their guardians or other close relatives as * * *.
Relationship with the borrower: fill in the correct option among the four options of "father, mother, near relative and others".
9.* * * Same as the borrower's "domicile" and "detailed home address": the filling requirements are the same as items 4 and 5.
10. university name: fill in the official seal of the university in strict accordance with the admission notice. Major: fill in strictly according to the notice on the admission notice.
1 1, grade: fill in the year-end to be attended this fall. Freshmen fill in "1", college students fill in "2 1 = 3 = years of study in colleges and universities, if they have studied for 2 years.
12, educational system: numbers are filled in. Such as: four-year system to fill in 4
13, "school category 1" and "school category 2": put "√" before the category.
14. Reasons for applying for loan: tick "√" in the □ "before the option.
15. detailed reason: give a detailed explanation of the selected items in the loan application.
16. loan amount: 1000-6000 yuan (in principle, it is the sum of tuition and accommodation. If the family is particularly difficult, the loan amount can be higher than the sum of tuition and accommodation, but not higher than 6000 yuan).
17. Application term: refers to the loan term, the longest is 14 years. Calculation method: freshmen = academic system 10 (the calculation result is greater than 1414); College students = length of schooling-years of study 10 (calculation result is greater than 14, fill in 14).
Note: The life calculated by the above method is the longest life allowed by the loan, and a shorter life can be selected within the longest life.
18, application year: students who applied in 2008, fill in: 2008-200;
19. Registration date required by the institution: the registration date specified in the admission notice.
20, the village committee (neighborhood committee) or the township (street) civil affairs department's review opinions must be signed by the agent and stamped with the official seal.
2 1. This form is made in duplicate, one for the handling center and one for the Hubei Branch of Development Bank, which shall be uniformly distributed and managed by the handling center.
Policy of Student Loan in Henan Province
Consequences of Default of Student-origin Credit Student Loan
Frequently Asked Questions and Answers on Student-origin Student Loan
Matters needing attention in filling in the application form of student-origin student loan
1. The application must be written in black carbon pen or gel pen. The first title must be written: Dear leaders of rural credit cooperatives.
2, family members, family income, family economic difficulties, etc. Write clearly and in detail.
Write down my academic achievements in school (I wrote my high school or college entrance examination results when I was a freshman)
4. Write down the purpose and amount of the loan application.
5. Promise to repay the loan principal and interest on time.
6. The application cannot be changed in any way.
7. The loan amount shall not exceed 6,000 yuan per person per academic year. Living expenses depend on personal difficulties and living standards in Liaocheng. Generally, it is per academic year 1000- 1200 yuan. And you can't borrow past living expenses.
8. All the information in the application form should be in strict correspondence with other materials, such as proof of study, proof of family financial difficulties, report card of study, etc.
9. If you have any questions, please call the student loan hotline of China Development Bank at 95593 (the consultation time is 8:00- 18:00 on working days).
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Application form for student-origin student loan
Remarks: 1 audit focus: identify qualifications and check relevant information.
2 Material content: 1. Student ID card; 2. Family booklet; 3. Admission notice or student ID card; 4. Tuition fees and university account information; 5. Proof of family difficulties (optional in the application form); 6.*** Same as the borrower's ID card. (The above materials 1 copy, and the original should be attached for inspection)
3 University confirmation: Universities confirm students' attendance online through the system, including the basis of loan renewal and school account information, such as attendance, grades and moral performance, whether they have received other financial aid, etc. In addition to online confirmation, universities outside the province can also confirm by signing the paper "University Confirmation Form" and sending it back (to the agency).
4 county audit: according to the situation provided by colleges and universities, qualification identification and information check are carried out in accordance with relevant policies and regulations.
5 Registration confirmation: colleges and universities confirm student registration and school account information online through the system. In addition to online confirmation, colleges and universities outside the province can also sign the paper Confirmation Notice of Colleges and universities and send it back to the handling bank for confirmation.
6. Renew the loan for further study: students who continue their studies need to refinance or extend the original loan, and the loan application method is handled according to the first loan freshman process.
7 First-time loan at school: The process of first-time loan for students is the same as that for freshmen, but the mode of "university confirmation" refers to students who renew their loans, and the approval materials submitted to the bank shall be subject to the local handling bank (institution).
8 Xiamen registered students have not yet applied for student source credit loan. If you have any other questions about the loan application, please call the customer service hotline: 96336.
Online loan platform-the fastest and most convenient platform for applying for college students' loans!
Interest-free method of student-origin student loan
What is the expected annualized interest rate for student loans?
What should I prepare for a student loan?
Student loans need to bring the following things:
1. ID cards of students and borrowers (original and 2 copies).
2. Household registration book (only see the original).
3. An application form signed and sealed by the admission notice or student ID card (original and two copies) in duplicate.
The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.
Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.
Financial institutions of student-origin credit student loans are mainly undertaken by China Development Bank, and other banking financial institutions are encouraged to carry out this business. The specific undertaking bank shall be determined by the local finance, education and banking supervision departments in consultation with the China Development Bank and other financial institutions.
How to write the application form/form for college students' 20 16 loan for poor students?
The college entrance examination is over, and as soon as the summer vacation is over, it's time for college students to enter school immediately. Many students from poor families can apply for student loans. How to write the specific application form? What is the format of student loan application?
The national student loan application shall mainly include the following contents:
1 name
2. Reasons for application
3. Application amount
4. Obligation to guarantee performance after borrowing
Step 5 sign
Application form for national student loan for college students
_ _ _ City Branch of Bank of China:
I was admitted to the Department of _ _ University in _ _ month, 2000. I am a _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ In order to successfully complete my studies, I hereby apply for a national student loan from your bank, with a loan amount of RMB _ _ _ _ _ _ _ _ _ _ _ _. The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
I promise: after obtaining the national student loan, I will study hard, make positive progress and successfully complete my studies. And keep the promise and pay off the loan on _ _ _ _ _ _+0 _ _ 2065438; Inform the bank of the work unit or detailed contact information in time after graduation, and be a trustworthy contemporary college student.
My home contact address is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Applicant: _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _
Do I need to stamp the application form for student-origin student loan? If you want to stamp, must it be the stamp of the household registration? What about the seal of the town where you live?
The application form for student-origin student loan needs to be stamped with the household registration stamp. If the township of residence is not in the same place as the domicile, the chapter of the township of residence will not be accepted.
Student-origin credit student loan refers to the student loan issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties. Students and their parents (or other legal guardians) apply to the county (urban area) student financial aid management center or financial institution where the students attend to help the students with financial difficulties pay the tuition and accommodation fees required during their study at school.
Instructions for filling in the application form of student-origin student loan:
1. This form is the application and approval form for eligible freshmen and students in colleges and universities to apply for student-origin student loans to the National Development Bank of the county (city, district) where their household registration is located before entering the school. Students applying for student loans must truthfully fill in all kinds of information listed in the form.
2. The domicile of the borrower shall be the county (city, district); The borrower must be a student who is officially admitted to an ordinary university or higher vocational school recognized by the national education authorities at all levels and has obtained a true, legal and effective admission notice; Borrowing students' families are indeed families with financial difficulties. Borrowing students should be honest and trustworthy, law-abiding, and have no illegal records.
3.* * * The borrower mainly refers to the parents of the borrowing students. If the borrower is an orphan, the borrower is another legal guardian, or a natural person with full civil capacity who voluntarily shares the repayment responsibility with the borrower.
4. Borrowing students should choose the time limit for applying for loans according to the academic system of colleges and majors. The upper limit of the loan term is "school year 10 year", with the longest not exceeding 14 year and the shortest not less than 6 years.
5. Qualification examination unit: township (street office) examination opinions need to be stamped with official seal.
Extended data:
Students' credit student loans are applied, approved and issued on an annual basis. Before the start of the new semester, students apply for loans from the county (city, district) student financial assistance management center where their families are located (some areas directly apply to relevant financial institutions). The county-level student financial assistance management center is responsible for the preliminary examination of the qualifications of the applications submitted by students. Financial institutions are responsible for the final approval and issuance of loans.
Fill in the loan application form and provide the following materials:
1. The borrower and the original and photocopy of the borrower's household registration book;
2. The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate);
3. Student identification. Freshmen with university admission notice and its copy; Students should show their student ID card and the proof of the borrower's source of life issued by the borrower's university.