It is mentioned that since June 2022, the maximum withdrawal amount of housing provident fund for married families renting commercial housing has been raised to 1.8 million yuan per household per year.
According to the notice, enterprises affected by the COVID-19 epidemic can apply for deferring the housing provident fund from June 2022 to June 65438+February, and make up after the expiration. During this period, paid employees can normally withdraw and apply for housing provident fund loans, which is not affected by the holdover. In addition, depositors affected by the COVID-19 epidemic will not repay their housing provident fund loans normally during the period from June 2022 to June 2022, from 65438 to February 2022, and will not be overdue, nor will they be submitted to the credit reporting department as overdue records.
According to the data of the annual report of Chuzhou Housing Provident Fund in 20021year, there were 880 new account opening units in 20021year, with a net increase of 588; 6 1.900 new employees, with a net increase of 26,200 employees; There are 5,664 paid-in units with 307,600 employees and deposits of 4.367 billion yuan, up by 1 1.58%, 93 1% and 12.49% respectively. At the end of 2002/kloc-0, the total deposit was 34.229 billion yuan, an increase of14.62% over the end of 2020; Deposit balance1065438+80 million yuan, up 13.57% year-on-year. 2. Banks entrusted with housing provident fund deposit business.
In terms of provident fund withdrawal, 202 1, 107500 was paid to employees to withdraw housing provident fund; The withdrawal amount was 3 1.5 1 100 million yuan, up 8.96% year-on-year; The withdrawal amount accounts for 72. 15% of the deposit amount in that year, which is 2.35 percentage points lower than that in 2020. At the end of 2002/kloc-0, the total amount of money returned was 24.049 billion yuan, an increase of 15.08% compared with the end of 2020.
In terms of individual housing loans, the maximum amount of individual housing loans for single employees is 300,000 yuan, and the maximum amount of individual housing loans for dual employees is 400,000 yuan. In the whole year, 4,400 individual housing loans were issued, amounting to 6,543.869 billion yuan, up by 65,438.00% and 30,665,438.00% respectively. 202 1, the individual housing loan was recovered by 654.38+39.6 million yuan. At the end of 20021,79 1 10,000 individual housing loans were issued, with a loan balance of 8142 million yuan, increasing by 5.75%, 7. 15% and -2.7 1% respectively compared with the end of 2020. The balance of individual housing loans accounted for 79.98% of the balance of deposits, down 13.38 percentage points from the end of 2020. There are 13 banks entrusted to handle housing provident fund personal housing loan business.
In addition, at the end of 20021,the loans overdue amount of individual housing was 442,000 yuan, and the overdue rate was 0.054%. The balance of personal loan risk reserve is 483 million yuan.
By the end of 20021,2.66 billion yuan had been deposited in the housing accumulation fund. Among them, the demand is RMB 50 million, the fixed term is RMB 680 million below 1 year (inclusive), the fixed term above 1 year is RMB 654.38+RMB 30 million, and the other (agreed) is RMB 610.50 billion.