What you are asking is "What does the personal car loan business need to do in the pre-loan stage"? Before granting personal car loans, the loan granting conditions to be implemented include: (1) If insurance and notarization procedures are required, relevant procedures have been completed; (2) Loans secured by mortgage (pledge) and installment mortgage shall be mortgaged (pledged); (3) For the natural person who is the guarantor, the specific operating procedures for fulfilling the guarantee responsibility should be clarified and implemented; (4) For the borrower who repays by entrusted deduction, it is necessary to confirm that he has opened a repayment account in the bank.

Personal car loan, also known as personal car consumption loan, refers to RMB loans issued by commercial banks in China to individuals for buying cars. For natural persons aged 18-60, the loan amount is different according to the purpose of buying a house.