Foreign exchange loan is an important asset business operated by commercial banks. It is the main means for commercial banks to use foreign exchange funds, strengthen operating mechanism and obtain economic benefits. This is also a major way for banks to contact customers.

The establishment of foreign exchange loans is of great significance to the utilization of foreign capital and the introduction of advanced technology and equipment; Promote the development of China's foreign trade and international exchanges; It is of great significance to the changes in the international commodity market and the international financial market.