If it is really unable to repay, it shall negotiate with banks or lending institutions to extend the repayment period or repay it in installments.

1. If there is no one-time repayment, the bank will know and remind you to repay on time, and at the same time, it will generate penalty interest.

2. If the borrower fails to repay the loan for three consecutive times, the borrower will be punished.

3. If the bank fails to negotiate with the borrower and fails to perform the judgment within the performance period, the bank will apply for compulsory execution.

, will inquire about the real estate, vehicles, securities and deposits under the lender's name according to law.

5. If the lender has no property to enforce and refuses to perform the effective judgment, there will be credit reports such as overdue repayment, and it will be restricted from high consumption and going out of judicial custody.

6. The loan applicant is suspected of refusing to execute the judgment or ruling, if he has the ability to do so.

2. I need money urgently and need a loan of about150,000. Which bank has low interest rates?

Hello, do you have a punching company, social security, insurance policy, real estate and automobile production and business license? If you meet one of them, you can apply for a credit loan, which can be repaid at no cost. I hope you can accept it!

Iii. How to borrow RMB 6,543,800+0.5 million from the bank

[Firecracker] [Firecracker] [Firecracker] Dear ~ Happy New Year!

Bank card loan 1.5 million can go to any bank!

But it's better to go to a bank that often uses bank cards, which is easier to handle. abstract

I want to borrow 15000 yuan to ask questions in any bank.

[Firecracker] [Firecracker] [Firecracker] Dear ~ Happy New Year!

Bank card loan 1.5 million can go to any bank!

But it's better to go to a bank that often uses bank cards, which is easier to handle. answer

The property certificate in the bank still has 1.5 million, and the same bank is lending 200,000 yuan. No, the house is 500 thousand.

How soon can the loan come down and ask questions?

No, the house is worth 500 thousand, and there are still 6.5438+0.5 million left. You can borrow up to 6,543,800 yuan+0.5 million yuan.

If the loan application is successful, it will take about 3 months to make the next payment.

The second loan is the same as the original mortgage application, and there is a process. answer

The second loan for a house can generally be 60% of the total value. Subtract 6.5438+0.5 million that you didn't pay off. answer

How long does it take for personal loan 15 loan to come down to the bank to ask questions?

Answer in about 3 months

If there is no problem with credit, how many loans can I apply for in the bank?

If it is a pure credit loan, the loan amount is related to personal liabilities, income and bank flow. Oh, that's not a fixed number. answer

Can't you come down in one day? Money is urgently needed to ask questions.

No way! The second loan of your house is equivalent to applying for a mortgage loan again, and you can't get it for a day! answer

If it is a credit loan, it usually takes 3- 15 days. answer

How much can I borrow?

I don't know. It depends on your personal income, liabilities and bank liquidity (daily spending power).

For example, if your monthly salary is 20,000, your current debt is 6.5438+0.5 million, and your average monthly consumption is around 6.5438+0.5 million, then there is basically no problem with a credit loan of 200,000. answer

4. How to borrow 1.5 million from the bank?

No mortgage. Few banks provide credit loans now. Loans generally require guarantees (at least two guarantors) or mortgages (real estate, etc.). ), or pledge (certificate of deposit, etc.). At present, there are few banks that provide loans to individuals, and the conditions are harsh. If it is a guarantee, it generally needs at least two civil servants to guarantee. As for the so-called personal loan varieties promoted by the news media, they often play a propaganda role, and it is difficult to get them without deep connections. But you can also try in various banks. Maybe I'm just talking about a phenomenon in my field. It is best to find a credit cooperative loan for personal loans, which generally requires a guarantee, but not necessarily a civil servant. The specific amount depends on the regulations of different regions. So I suggest you go to the local bank to consult!

Tip: There are many scammers on the Internet! Watch your eyes! Many, many liars, please don't believe it easily. It is recommended to consult the local bank.

Personal consumption loans of Shanghai Pudong Development Bank meet the following conditions:

1, a natural person who has reached the age of 18 (inclusive) and has full capacity for civil conduct, the maturity date of the loan is generally not more than 60 years old.

2. Have permanent residence in cities and towns or valid residence status.

3. Have legal and stable economic income, good credit and the ability to repay the principal and interest of the loan.

4. Have a clear intention of consumption or have signed relevant consumption contracts.

5. You can provide a guarantee recognized by the bank.

6. Other conditions required by the personal consumption loan bank of Shanghai Pudong Development Bank.

Application materials for personal consumption loan of Shanghai Pudong Development Bank:

1, valid identity certificate and household registration certificate, marital status certificate and personal income certificate.

2. Relevant materials or documents (sales contracts, agreements or other valid documents) to confirm consumption behavior.

3, personal consumption loan application form.

4. Other materials required by Shanghai Pudong Development Bank.