Nowadays, people's lifestyle has changed a lot. No matter what you do, everyone prefers fast and convenient ways, even loans.
Nowadays, when many young people encounter financial difficulties, they will borrow money through the online lending platform first. As a giant in the Internet industry, Baidu has also launched its own loan products. So is it reliable for Baidu wallet to borrow cash?
Baidu Wallet Borrowing Cash is a credit loan product named "Borrowing Cash" in Baidu Wallet's rich flower loan products, which has been renamed as "All Easy Loan". (Click here to test the consumption amount for free)
All non-student groups with the age of 18 -55, stable jobs and incomes, and good personal credit have the opportunity to apply for "all-easy loans".
"All Easy Loan" supports a loan amount of up to 200,000 yuan, and the specific loan amount is determined by the comprehensive evaluation of the borrower's personal situation by Qianhua System.
The minimum daily loan interest rate is 0.02%, and the loan is 10000 yuan. The daily minimum loan interest rate is 2 yuan, and the actual interest rate is subject to the interest rate shown on the loan page.
As a loan product of Baidu, Qianhua Loan "Iman Loan" has a world-class internet management model, Baidu's professional technology and a perfect risk control system, which is relatively reliable. At present, the operation and management of Qianhua Loan is also very stable.
"All Easy Loan" with money spent is a personal credit loan product with money spent in cooperation with banks. All bank loan products were collected at the meeting.
Therefore, borrowers should pay attention to repayment on time after they have the money to spend "all-easy loans", otherwise the platform may upload the borrower's overdue records to the central bank's credit information system to prevent overdue behavior.
If the personal credit report leaves a bad record, you may encounter obstacles in handling credit-related business in banks or other lending institutions in the future.
In addition, there will be penalty interest in loans overdue, and the borrower will bear more borrowing costs. After the overdue period, it will be collected by the rich platform, which will affect the normal life of the borrower.