2. Preparation materials: provide personal or business identity certificate, income certificate, financial statements, loan purposes and other related materials.
3. Fill in the application form: ask the selected bank for the loan application form and fill in the accurate information carefully.
4. Submit the application: submit the completed application form and required information to the bank.
5. Bank review: The bank will review the application, including credit evaluation and financial analysis.
6. Interview or supplementary information: The bank will ask for an interview or provide more information to further verify the information.
7. Loan approval and signing: When the application is approved, the bank will sign a loan contract to specify the specific terms of the loan.
8. Lending: After signing the contract and relevant procedures, the bank will issue the loan amount.