About five or six years ago, people with some money were reluctant to buy domestic cars. If they can't afford imported cars, they will at least choose joint venture cars. At that time, domestic cars were concentrated at the level of 500 ~ 65438+10 thousand, and the quality was really not very good. ? However, with the development in recent years, independent brands have gradually gained the right to speak in the automobile market, and many domestic brands have been recognized by the market. There is no obvious "boundary" between choosing an autonomous car and a joint venture car. Recently, many netizens asked me privately how much money I have to earn to afford a high-end autonomous car.

With WEY? Take VV7-202 1 as an example.

Since we want to talk about "high-end" brands today, we have to mention Weipai under the Great Wall, and now the hottest model of Weipai is undoubtedly WEY? VV7, the price of this car is 16.98- 192800 yuan, so we will calculate it according to the high-equipped model, plus some discounts, the dealer reference price is about 174800 yuan. ? How much can you afford this car depending on your monthly salary?

Let me briefly introduce the consumption of buying a car.

First: how much income does it take to buy a car?

For the average family, the cost of buying a car accounts for 50% ~ 80% of the annual income. Coupled with some interest-free policies provided by car companies, car owners can choose the down payment ratio according to the actual situation, and so on. I won't introduce it here. From this proportional logic, a family wants to buy a car with a price of 200,000 yuan, and its annual income should be 300,000-400,000 yuan.

The second point: how much is the monthly fare?

It is still very attractive for Weipai to introduce the free maintenance policy twice now, and the money saved by this maintenance fee is more objective. ? Although the maintenance cost of Weipai is not very high, WEY? The cost of a small insurance for VV7 is about 700-800 yuan. ? The first insurance is 5000 kilometers, and then it will be maintained every 10000 kilometers, and then it will cost about 3000 yuan a year.

Second, fuel consumption. Its official data shows that the fuel consumption is about 7.7L/km. According to the current price of No.95 oil in 6.5 yuan, office workers have to travel about 20,000 kilometers a year, which costs about 1 10,000 yuan, while the cost of auto insurance is about 4,000 yuan. ? In addition, there are miscellaneous fees such as parking fees and car washing fees, especially in first-tier cities, which are estimated to be around 4 thousand a year.

Finally, let's make a rough calculation.

So roughly speaking, a WEY? The average annual cost of VV7 is about 20,000 yuan, and the average monthly cost of cars is about 1.600 yuan. If the loan is used to buy a car, the cost will be higher if the interest is included. ? Having said that, how much is the monthly salary to easily meet the monthly car maintenance expenses in 600 yuan/KLOC-0? At present, most consumers who buy cars are still under the pressure of mortgage, and this mortgage is definitely higher than the car loan. Coupled with the necessary expenses of life, the monthly salary should be at least between 12K and 15K. ? So, can your salary afford this car?

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.