Nowadays, online lending is a common lending channel, as long as you download the mobile phone loan APP or submit an application, but the result of long-term dependence on online lending is full of debts, and many people will choose to go ashore forcibly if they can't afford it. So what are the consequences of online lending? Let's make a brief introduction today. 1. Bad credit information. Before you force it, you must find out which credit information will be collected at the meeting and which will have an impact on credit. Try to give priority to repayment, otherwise there will be "sequelae". Once forced to go ashore, the credit information is completely black, which is very troublesome to repair. It can only be eliminated after five years of repayment. During this period, loans to buy a house, a car and a credit card cannot be successful.

2. Most online loans will authorize the address book, and the phone numbers in it will be collected. After being forced to go ashore, the collection will call one by one and use some drastic measures to force you to repay, so it is also very important to do a good job of communication in advance.

3. Friends circle is bombed. For some people with good face, sooner or later, people around you will know that your loan has not been repaid, and you will be harassed by the collection. In a bad situation, your reputation may be discredited. However, this situation is inevitable. There is no good way to prevent the collection of friends circle from being bombed. You can only rely on everyone to communicate and wait for time before repairing it.

4. When the court sues a very few loan companies or bank financial institutions, it will take this approach. Generally, only those who owe a large amount will sue. Besides, the collection letters, arrest warrants and prosecution letters sent by the collection are basically false, so everyone should pay attention to identification.