I want to buy a house with a loan of 50W for 20 years. What is the interest rate? How is it calculated?

Are you a commercial loan or provident fund?

The benchmark interest rate for commercial loans is 6.55, and the monthly repayment is 3,742.6 yuan. This is calculated based on the base interest rate, which may rise or fall.

If the provident fund base interest rate is 4.5, the monthly repayment is 3163.25 yuan. The calculation results of the caterpillar upstairs are very unreliable! The repayments in 20 years (240 periods) are not even enough to repay the principal.

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