1. How long does it take to issue the settlement certificate after paying off the bank loan?

after the loan is paid off normally, the bank will pay off the certificate in batch print within five working days before the next month and hand it over to the guarantee company. For details, please refer to the bank's relevant information disclosure.

second, after the borrower settles the loan, it should be done on the same day with the loan settlement issued by the bank ...

third, can the bank issue a settlement certificate after the loan is paid off?

After the bank loan is paid off, the bank will issue a settlement certificate to you on its own initiative, which will be used for your

ordinary bank loans to buy a car or a house, and you need to mortgage the car.

Extended information:

Loan settlement includes early settlement and normal settlement.

early settlement refers to the settlement of the loan before the maturity date of the loan (one-time repayment of principal and interest) or the last installment of the loan (installment loan); Normal settlement refers to the settlement of the loan on the maturity date of the loan (one-time repayment of principal and interest) or the last installment of the loan (installment loan).

if the loan is settled in advance, the borrower must pay off all the payable funds to the lending bank 1 working days in advance, and then the borrower will receive the "loan settlement certificate" from the lending bank, retrieve the real estate ownership mortgage registration certificate and the original insurance policy, and go through the mortgage registration cancellation formalities with the original mortgage registration department.

mortgage release process for second-hand houses:

1. The bank applies for prepayment;

2 for repayment, the full amount of money should be deposited in the repayment bank card in advance before repayment;

3. The third step is usually to go through the settlement formalities at the loan bank the day after the repayment;

4. The fourth step is that the post-loan management center of the bank issues the materials for mortgage release;

5. The fifth step is to go to the guarantee company.

6. The sixth step is to release the mortgage at the real estate registration center where the house is located.

Tips:

When the seller goes to the real estate registration center where the house is located to understand the mortgage, he/she needs to bring relevant materials, including his/her identity certificate, his/her other rights certificate or the house book (with the mortgage stamp) and the application for real estate registration.