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Do I have to drop off my car at the designated dmv after the vehicle loan is paid off? Do I need to make an appointment to handle the vehicle release business in Dongguan?
1. Do I have to go to the designated dmv to release the vehicle after the vehicle loan is paid off? Do I need to make an appointment for the vehicle release business in Dongguan?

It must be pawned.

First of all, after the loan is paid off, the borrower needs to apply to the lending institution for the loan settlement certificate with personal identification and relevant loan contract.

Secondly, after completing the loan settlement certificate, the borrower will go to dmv to cancel the car mortgage registration with this certificate and other relevant certificates.

Finally, the staff went through the relevant cancellation procedures to let the borrower get back the relevant documents of his motor vehicle.

2. Do I need to go to the DMV to decompress? What is the procedure for vehicle decompression?

The vehicle management office needs to personally understand the pledge situation.

Vehicle release procedure

(1) Identification certificates of the motor vehicle owner and mortgagee;

(2) Motor vehicle registration certificate;

(3) The owner or mortgagee of a motor vehicle shall fill in an application form (application form for motor vehicle mortgage registration/pledge filing);

(four) the loan settlement certificate issued by the lending institution and the organization code certificate of the lender;

⑤ Power of attorney

The vehicle management office shall examine the submitted certificates and vouchers within one day from the date of acceptance, and endorse the contents and date of cancellation of mortgage registration on the motor vehicle registration certificate.

Article 22 of the Regulations on Motor Vehicle Registration clearly stipulates: "If a motor vehicle owner mortgages a motor vehicle, he shall apply to the vehicle management office at the place of registration for mortgage registration. Hold the motor vehicle registration certificate, the identity certificate of the mortgagee and mortgagor → fill in the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration, and affix the official seal of the unit to the relevant window for handling.

Extended data:

Automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with a borrower's or a third person's car or a self-purchased car as collateral. The purpose of a loan secured by a car is mainly to be quick. Of course, cars depreciate rapidly, and traffic accidents have a high probability of affecting the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage, and the general loan evaluation price is 50-80%. )

Basic conditions and materials required for applying for auto loan service in automobile mortgage:

1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle.

2. Proof of long-term residence and work city, occupation and economic income in the place where the business is conducted.

3, motor vehicle registration certificate, driving license, purchase additional tax certificate (this), car purchase invoice.

4. Insurance policy, travel tax, and relevant tax payment certificates for imported vehicles.

5. ID card (temporary residence permit or residence permit provided by non-local account customers within the validity period)

6. Other documents required by the Cooperation Organization.

References:

Car mortgage Baidu encyclopedia

3. Where to cancel the car mortgage?

Not all vehicle management offices can handle the cancellation of vehicle mortgage, and the location is stipulated. It can only be handled at the vehicle management office where the vehicle is registered, not in other places. In other words, if your vehicle is registered with the DMV, you must go to the management office where you want the vehicle to be released. The main reason is that the vehicle registration certificate will be mortgaged by the bank and kept by the local dmv. The certificate of cancellation of vehicle mortgage is printed on the back of the vehicle registration certificate, and we can only go through the formalities of cancellation of mortgage at the registration place. Materials required for vehicle cancellation procedures: the original application form for motor vehicle mortgage registration/pledge, with the mortgagee's official seal; Original motor vehicle registration certificate; Original and photocopy of the identity certificate of the motor vehicle owner and mortgagee; If the vehicle belongs to mortgage registration, the original or photocopy of the main contract and mortgage contract concluded by the motor vehicle owner and the mortgagee according to law shall be provided; If the people mediate, adjudicate or decide to cancel the motor vehicle mortgage, they shall provide the original and photocopy of the mediation, ruling or judgment issued. After the cancellation of the vehicle mortgage, the owner should also change the beneficiary of the vehicle insurance and dismantle the GPS device of the vehicle to prevent his own interests from being damaged. After doing these two things, he can use his car with confidence. Change the beneficiary of auto insurance: when applying for a loan to buy a car, in order to minimize the risk, lending institutions such as banks or auto financing companies generally write the lending institutions such as banks or auto financing companies into the beneficiary of auto insurance. If the beneficiary of automobile insurance has not changed, the owner will not be able to get the claim from the insurance company when the vehicle has an insurance accident. Dismantle the GPS equipment of vehicles: When banks or auto financing companies apply for loans to buy cars, they will install GPS equipment in hidden places on vehicles, mainly to avoid risks. When the owner maliciously fails to repay the loan or defrauds the loan, he can locate the vehicle through GPS to control or recover the vehicle. If the loan repayment office knows about the delay, it should dismantle the GPS in time to protect personal privacy. The GPS device is relatively secret, so you can go to the 4s shop to find a professional master to disassemble it. Million car purchase subsidy

4. At which window should the vehicle loan be issued?

To pay off the car loan, you should go to the vehicle management office to find out about the mortgage. First of all, you should prepare all the necessary materials, including the motor vehicle mortgage Committee, the identity certificates of motor vehicle owners and mortgagees and their copies, and the motor vehicle registration certificate. If the client entrusts others to handle it on his behalf, it is also necessary to provide a copy of the original ID cards of the client and the agent, and go through the relevant mortgage cancellation procedures.

After paying off the car loan, you should go to the vehicle management office to find out about the mortgage. Specific procedures and steps are as follows:

1. Go to the vehicle service hall of the vehicle management office or the vehicle service hall of the traffic police brigade of the district (city) county for handling;

2. Receive the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration and fill in the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration;

3. Obtain the queue number;

4. Submit the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration, ID cards of mortgagee and mortgagor, motor vehicle registration certificate, master contract and mortgage contract concluded according to law (cancellation of mortgage is proof of repayment) and other materials;

5. Obtain the Motor Vehicle Registration Certificate;

6. Pay at the designated window of the bank (there is no such step to cancel the mortgage);

7. Obtain the motor vehicle registration certificate with the payment certificate (not required for mortgage cancellation) and the motor vehicle registration business acceptance certificate.