Choosing a loan is the best choice, because the interest on cash deposits can't run away from inflation, the loan amount is not much, and some loans have no pressure. It's good to keep some cash on hand for a rainy day.

1. Loans can ease the financial pressure.

Many times, when we are short of funds, that is, money, we will choose loans, such as buying a house and a car. When the house price and car price are just right and we want to buy it, we have no money. The best way is to buy a house with a loan. You only need to pay a part of the down payment to buy a house and a car, spend comfortably first, and then repay the loan every month.

2. Loans can share risks.

Another advantage of the loan is that it can allocate risks to third-party platforms without too much pressure.

For example, if you have 500 thousand and want to start a company, you need 400 thousand. You just need to pay 20 yuan back and borrow 200,000 yuan. If we lose everything, the bank loan will be 200 thousand and 200 thousand less, but there are still 300 thousand in hand. You just need to pay back the loan every month, and the remaining 300 thousand can make a comeback.

3. The loan can be in Qian Shengqian.

The yield of many wealth management products is far greater than the interest of banks, and many smart people will choose loans for wealth management. After deducting the loan interest, they can make a lot of money. However, the investment risk is high, so it is recommended to do it again when you are sure. If you don't know anything, I suggest you be honest and don't borrow money to manage your finances.