Development of loan APP:
2011/month in 2006, the loan APP 1.0 was launched and started to operate.
20 16 12, loan APP2.0 was fully upgraded and put into operation. Based on the big data risk control system, it provides users with cash loan services with convenient application, low threshold and flexible cycle.
On March 30th, 20 17, the registered users of Lending Bao APP exceeded 100w, and the accumulated loan amount exceeded 200 million.
On April 20 17, and the loan APP launched the first product and installment.
On may 20 17, he loan APP was fully upgraded to version 3.0.
On September 20 17, and loan APP released "20 17 White Paper on Consumer Finance for New Youth".
20 17 12, and the loan APP was upgraded to 4.0.
On 20 18 1 month, the loan APP launched the second product excellent loan.
2065438+March 2008, the loan compliance version was launched.
It is reported that Lending Bao APP is under the label of relevant national financial policies, but it secretly engages in usury, which damages the legitimate rights and interests of borrowers. A number of borrowers complained about the loan APP, saying that it had bad behaviors such as violent collection, usury, intimidation, beheading and poor service attitude. According to statistics, online lending platforms suspected of beheading, false propaganda, yin-yang contracts, soft violence collection, induced fraud, and compulsory binding guarantee account for 95% of the Internet financial market. The chaos of online lending platforms issuing usury in disguise needs to be rectified. It is urgent to strengthen the supervision of online lending platforms and standardize the Internet financial market.