Is Ping An Haodai a formal loan? Ping An Good Loan is a financial institution under Ping An Group. Ping An Group's subsidiaries include Ping An Life Insurance, Ping An Property & Casualty Insurance, Ping An Pension Insurance, Ping An Health Insurance, Ping An Bank, Ping An Trust and other funds, covering all fields of the financial industry and has developed into China's One of the few financial industries that can provide customers with a full range of financial products and services such as insurance, banking and investment. The special feature of Ping An Haodai is that there are many types of loans. Whether you are an office worker or a business owner, you can find suitable loan products. There are many lending institutions and financial institutions that undergo strict screening to protect your information security. Pure credit loan, easy loan without any paper documents or collateral. If you want to apply for a loan on Ping An Haodai, the borrower needs to be a domestic resident aged 21-55, working in the living area for more than half a year, and there is no restriction on household registration. A monthly income of more than 2,000 yuan (cash flow is also acceptable), a private owner's business license has been registered for one year, and a good credit record in the People's Bank of China's credit system. If you are applying for a mortgage loan, the borrower must have a local property under his name, and it must be a local property that has been mortgaged. Some affordable housing, small property rights housing, and public rental housing cannot be used for mortgage. If you meet these conditions, you can apply for a loan with a market value of about 70%, and the interest rate is extremely low. The above is the sharing of relevant content on "Is Ping An Haodai a formal loan?" I hope it can help everyone!