Loan interest refund refers to the behavior that some lending institutions bundle service fees and charge extra interest before being reported or complained about refunding money. Generally speaking, the loan interest rate is stipulated, so when the lender sets it too high, it is a violation in itself, so they need to refund the extra interest. The simple and popular understanding of loan is to borrow money with interest. As long as you have made loans such as Ping An Pratt & Whitney, Gitzo, Sunshine Credit, CreditEase, Heng Chang, PICC and Dida, you can repay them normally (the longer the repayment period, the more you retire, starting from 1 10,000 yuan).