1. Diversified financial services promote loan services

It is worth noting that the special services launched by different banks are very eye-catching. For example, the global quick remittance business of ICBC; the overseas study loan business provided by Bank of China, China CITIC Bank and other banks; the overseas account pre-opening business provided by banks such as China Everbright Bank, China Merchants Bank and Bank of China; the overseas account opening and foreign exchange study abroad services of Bank of China Loan business; CITIC Bank's embassy visa agency business, agency sales of visa appointment phone number and password cards for the United States, etc. The prominent advantages of inter-bank financial services have made competition in the financial market for studying abroad increasingly fierce. The diversified financial services industry has effectively promoted the continuous improvement of loan services.

2. Apply for a study abroad loan as early as possible

When you have determined the direction of studying abroad, you should start to consider the financial preparation for your children to study abroad. Currently, many families choose study abroad loans to relieve family financial pressure.

Generally, foreign universities require funds to be deposited in the bank for a period of time as a deposit, and the bank will issue relevant certificates. Therefore, the sooner the study loan is applied for, the better. It is usually applied 6 months in advance. It takes about a week to successfully apply. time. At present, there are not many banks in China that offer study abroad loans.

3. Loan precautions need to be kept in mind

When making a study abroad loan, there must be clear instructions that the loan is for study abroad. In addition, many banks currently provide study abroad loan services, but not all banks can provide English versions of study abroad loan contracts. This is something that customers need to pay attention to when applying for study abroad loans. If there is no English version, you may have a little trouble when applying for a visa. At the same time, we should try our best to pay attention to our integrity when applying for study abroad loans, and try to avoid using leverage to make loans. After all, the fundamental purpose of customers coming to apply for study abroad loans is to go abroad, and integrity is the first priority.

4. You need to know the information in advance when applying for a study abroad loan

A study abroad loan refers to a RMB or Foreign exchange loans.