The loan amount of Shanghai housing provident fund is stipulated as follows: the maximum loan amount of Shanghai family housing provident fund is 6.5438+0 million, and the maximum loan amount of individuals is 500,000. If there is supplementary provident fund, the maximum loan amount of family provident fund will be increased to 6.5438+0.2 million, and the maximum loan amount of individual will be increased to 600,000.

Legal objectivity:

Measures of Shanghai Municipality on the Administration of Housing Provident Fund and Individual Housing Loan

Article 9

The amount of each provident fund loan shall meet the following limits:

(a) shall not be higher than the loan limit determined according to the balance multiple of the borrower's housing provident fund account;

(two) shall not be higher than the loan limit determined by the proportion of the total housing price;

(three) shall not be higher than the loan limit determined according to the repayment ability, and its calculation formula is:

The salary base for the borrower to calculate the monthly deposit amount of housing provident fund × specified ratio ×1February× loan period;

(four) shall not be higher than the maximum loan amount. In the case of joint borrowing, the loan limits specified in Items (1) and (3) of the preceding paragraph are based on the amounts calculated by the borrowers respectively, and the loan term of each borrower in Item (3) is shorter than these measures.

Measures of Shanghai Municipality on the Administration of Housing Provident Fund and Individual Housing Loan

Article 8

Measures of Shanghai Municipality on the Administration of Housing Provident Fund and Individual Housing Loan

Article 8

The longest period stipulated in the second paragraph shall be subject to the application period;

When the application period is longer than the longest period stipulated in the second paragraph of these Measures, the longest period shall prevail.