Legal analysis: it is not illegal to buy lottery tickets with loans. It is personal freedom to borrow money to buy lottery tickets. But the loan needs to be repaid on time. Loans are used for legitimate purposes, such as building houses, buying houses, and daily household consumption. , and the borrower needs to explain the purpose of the loan when applying for a loan from a lending institution. The lender will also review the materials submitted by the borrower and the purpose of the loan.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.