Interest-free, this is a routine, interest-free does not mean free, in fact, zero-interest loans are not new in the financial market, it is a car loan business jointly launched by car manufacturers and banks or auto finance companies. But in practice, in order to make up for their own losses, car dealers often ask consumers to pay another fee when buying a car or lending. This is also a disguised form of interest collection. Buying a car is still recommended to choose a platform with a low down payment for private cars.