You can get a loan, but the time between your last withdrawal for buying a house and your next loan to buy a house cannot be less than 12 months. After checking out, after the developer issues a check-out certificate, the housing provident fund withdrawn for the property will be returned in full or the loan will be settled in advance, and the housing provident fund withdrawn for repayment of the loan will be returned in full, and you can purchase another property. When applying for a loan, the house is deemed to have not been used this time and can also be counted as the first home.