Zhong Yi loan is not only an online loan product, but also a pure credit loan product, so Zhong Yi loan is also a loan product that can be operated online only after being authorized by the National Credit Information Center. This shows that the Zhong Yi loan is a very reliable loan.

Extended data:

1. Zhong Yi loans adhere to legal and compliance management, focusing on the development of microfinance and inclusive finance. It is currently the most compliant and legal Internet financial platform. Zhong Yi Loan ensures that investors' investment behavior and rights and interests are legal and safe and protected by law. Relevant laws and regulations are as follows:

1. Legality of private lending by both investors and borrowers: capital transactions are clear and legal √.

According to Article 196 of the Contract Law, "a loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest". The contract law allows the borrowing relationship between ordinary civil subjects, allows individuals to borrow money from individuals or enterprises, and allows lenders to recover principal and interest when due.

Article 1 of the Supreme People's Court's Opinions on the Trial of Lending Cases by People's Courts points out that "lending disputes between citizens, between citizens and legal persons, and between citizens and other organizations should be accepted as lending cases", which stipulates that lending by citizens and enterprises is legal.

2. On the legality and enforceability of electronic contracts: electronic contracts are clear, legal and effective √.

According to the provisions of the Electronic Signature Law, the parties may agree to use electronic signatures and data messages in contracts or other documents and vouchers in civil activities. Reliable electronic signature has the same legal effect as handwritten signature or seal, which clearly affirms that qualified electronic signature has the same legal effect as handwritten signature or seal. It also emphasizes that the legal effect of a contract cannot be denied just because it uses electronic signatures and data messages.

3. On the legality of Zhong Yi Loan's transaction service and intermediary matching: the transaction service is clear and legal √.

According to the provisions on "Intermediary Contract" in Chapter 23 of the Contract Law, especially Article 424, "Intermediary Contract is a contract in which the intermediary reports the opportunity of concluding a contract to the client or provides media services for concluding a contract, and the client pays the remuneration", Zhong Yi Loan has a clear legal basis for improving the transaction information service between the lender and the borrower and matching the intermediary service of the borrower to form a loan relationship.

4. On the legality of investors' financial income from borrowing: the financial income is clear and legal √.

Article 196 of the Contract Law stipulates that "a loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest", which clarifies the legitimacy of the lender's lending wealth management income; Article 6 of the Supreme People's Court's Opinions on People's Courts Handling Lending Cases stipulates that "the interest rate of private lending may be appropriately higher than that of banks, but the maximum interest rate shall not exceed four times that of similar loans of banks".

The benchmark interest rate of China People's Bank's one-year loan is 6.00%, while the financing income of Zhong Yi loan is less than 24.00%. Therefore, investors' income from borrowing and financing is legal interest income and is protected by law.