Legal analysis: guarantee is divided into general guarantee and joint guarantee. If it is stated in the guarantee that if the borrower is unable to repay, the guarantor shall be responsible, it is a general guarantee, which is stipulated by law. When the borrower can't repay legally (it can't be executed after the application is executed), the guarantor's property can be executed. If the guarantor fails to write any of the above contents, it is a joint guarantee, and the creditor can ask the borrower or the guarantor for money. Joint and several guarantees are more responsible.

Legal basis: Article 386 of the Civil Code of People's Republic of China (PRC) * * * If the debtor fails to perform the due debt or the parties agree to realize the security interest, the holder of the security interest shall enjoy the right of priority compensation for the secured property according to law, except as otherwise provided by law.