Elementary school classmates haven't seen each other for ten years, which means that your relationship with China is not as good as you thought, and you belong to ordinary classmates at most. Ten years later, he asked for a loan of 654.38 million yuan, which should have been rejected. As for the ways to refuse, there are straightforward and euphemistic.

1, straightforward way. Please tell him directly, in fact, there is not much familiarity between you, that is, the identity of primary school classmates. 654.38+ ten thousand yuan is a large sum. You don't have so much money with you now, so you can't lend it to him. If you want to completely dispel his idea of borrowing money, go one step further and tell him that even if you happen to have 65438+ 10 thousand around you, you can't lend it to him. The straightforward way may make you lose this classmate, but since you haven't contacted each other for ten years, it doesn't matter to you to remain in a state of no intersection for decades to come.

2. Euphemistic way. Tell him that you have just invested in a project recently and plan the details of the project in advance. In case he asks, you can also make it clear, provided, of course, that you don't want to lose the classmate you haven't contacted for ten years. Or you can tell him that some time ago, your relatives just lent you a lot of money to buy a car and a house, and they haven't paid you back yet, so you can't come up with such a large sum of money as 654.38 million. If you use euphemism, it is very likely that your primary school classmates will settle for the second best and borrow less, such as 50 thousand, 1 10 thousand, or 5000. At this time, since I have refused once, I have to bite the bullet and lend it to him this time, or give it to him. Don't think about getting the borrowed money back one day.

For me, I prefer a straightforward way, and I prefer not to contact this so-called primary school classmate.