2. If the loan is RMB 6,543,800+,the monthly interest can be calculated at the daily interest rate of 0.02%, which is about 600 yuan. If the annual interest rate is 5.22%, the interest on the loan of 654.38+ 10,000 yuan is about 435 yuan per month. According to the daily interest rate of BOC E loan, the general daily interest rate is around 0.02%, of which the annual interest rate is around 7.2% and the lowest interest rate is 5.22% annualized.
1. BOC e-loan China mainly uses the Internet and big data technology to provide online consumer credit services for high-quality wage customers, wealth private bank customers, mortgage customers and customers who have paid provident fund/social security/individual tax in some areas. Interest starts at 4.32%.
2. Generally speaking, the specific interest rate of China Bank's e-loan is determined by the credit status of users. Users can view the specific loan interest rate on the application page. According to the data, the e-loan of China Bank is a micro-credit loan of China Bank. At present, the maximum loan amount is 300,000 yuan. You can apply without providing mortgage and guarantee, and you can use it to repay the loan.
3. BOC e-loan is mainly conducted through the white list invitation mechanism, that is to say, only those who have no credit problems and are included in the bank trust list can make BOC e-loan. It can be seen that the loan is still difficult.
4. BOC e-loan also has certain requirements in terms of age, and the general standard is between 22 and 60 years old. However, the older banks get, the more they will doubt their ability to lend, and it is difficult to lend. Therefore, the best loan age is between 25 and 45 years old. At the same time, if you have not been paid by China Bank, the social security accumulation fund has been cut off, and the possibility of applying will be very small. Pay attention to personal credit, don't have too many overdue, which will reduce personal credit in China Bank.
5. Online application process of BOC e-loan: First download the APP of China Bank, log in to your personal account, then click "More" on the home page, then go to "Loan", select "BOC e-loan" in the loan, and follow the prompts to apply for and operate the loan. When signing the agreement, pay attention to the validity period of the current loan amount and repay it in time.
Operating environment: Huawei nova 5i 2.0.0.210.
The APP version number of China bank is v6. 12.0.