1. The applicant must be an existing customer in uob and have a good credit record.
2. Applicants need to have certain liquidity, that is, sufficient deposits or a stable source of income.
3. Applicants need to have a clear loan purpose, such as buying a fund.
4. Applicants need to provide relevant loan application materials, such as identity certificate, income certificate, loan purpose certificate, etc.
5. Applicants need to meet other loan conditions in uob, such as age and health status.