Tik Tok's assured loan is very reliable, and the general annual interest rate is about 12%! Rest assured loan is a loan product jointly launched by Tik Tok and three financial institutions, mainly provided by BOC Consumer Finance, Nanjing Bank and Wangxin Bank.
Tik Tok itself does not lend money, but is only responsible for transferring funds. At present, it is only open to some users. Similar to micro-lending and ant lending. It is not that you want to open it, but that the system invites it according to the user's situation.
2. What should I do if I encounter false advertisements of borrowing software in Aauto's faster short video and vibrato short video?
How do you know that this loan software is a false advertisement? If you want to have concrete evidence, you should first inform Auto Express and Tik Tok, and remind them that the advertisement is false. Then go to the police station to report the case.
3. Is 3.Tik Tok's lending platform reliable?
Tik Tok has a high rate of borrowing money. As long as the applicant meets the relevant conditions, it is generally easy to pass the examination and approval. When applying, users need to pass the comprehensive evaluation of the platform system.
Tik Tok's borrower is a regular licensed financial institution, and the repayment record will be reported to the central bank for credit investigation. It is suggested that the borrower fulfill the repayment obligation on time.
The users that Tik Tok lends money to must be 18 years old or above, with good credit status, good sesame credit status and real mobile phone number.
The loan interest rate is the interest rate charged by banks and other financial institutions to borrowers when they issue loans. It is mainly divided into three categories: the loan interest rate of the central bank to commercial banks; The loan interest rate of commercial banks to customers; Interbank lending rate
The decisive factors of bank loan interest are:
1, bank cost. Any economic activity needs cost-benefit comparison. There are two types of bank costs: borrowing costs-prepaid interest on borrowed funds; Additional cost-the cost of normal business.
4. Is the vibrato short video 360 loan true?
360 IOU is an unsecured consumer credit platform launched by 360 Finance. It was launched in September 2065438+2006. Based on 360 big data, the credit of customers is evaluated as a whole, and instant consumer loans are provided on this basis. According to the credit risk, payment habits, consumption and other comprehensive considerations. Users are granted different loan quotas, ranging from 50,000 yuan to 200,000 yuan.
This answer is provided by Fuguihua, I hope it will help you. Like Alibaba's borrowing and Tencent's micro-lending, Qianhua is a credit service brand of Xiaoman Finance (formerly Baidu Finance), belonging to a big company and brand, which is formal and safe, with low interest rate and very reliable. Relying on Baidu's technology and scene advantages, it has the money to use artificial intelligence and big data risk control technology, and the accumulated loan exceeds 400 billion yuan, providing convenient, fast and safe Internet credit services for countless users.
Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.