Generally, 4S stores have cooperative loan companies or banks, which will recommend you to handle them directly. You can also find your own bank or professional loan company, mainly by comparing interest rates to see which one is more cost-effective. You can compare which banks have low interest rates, such as commercial banks; Professional loan companies need major qualifications and safety first, such as Baifeng Finance. Besides interest, what is more convenient? Generally speaking, professional loan companies or financial institutions will be more convenient than banks, that is, safe and reliable. The above is for reference, hope to adopt!