How to get a credit card loan 1 to buy a car? After the cardholder chooses to buy a car, the dealer will confirm whether the car is within the scope of credit card loan purchase; 2. The cardholder applies for credit card installment payment by telephone; 3, bank staff to review the borrower's application; 4. After approval, sign a loan agreement with the borrower; The bank transfers the money to the car dealer's account. Do you need a credit card loan to mortgage your car? Buying a car by credit card loan is also called buying a car by credit card installment. The car still needs to be mortgaged. When the car is mortgaged to the bank, the user can get the car loan funds. In fact, credit card installment car purchase is a car loan business launched by banks. To handle this business, users need a credit card. Users without credit cards can try to apply for loans from auto financing companies. 4S stores will recommend what kind of car loan users should apply for according to their actual situation. In fact, the application thresholds of the two kinds of car loans are different, and the loan interest rate will not be much different.

Second, how to use the Bank of Communications credit card loan to buy a car?

If you meet the following conditions, you can use the Bank of Communications credit card loan to buy a car;

1, the other party is equipped with a POS machine that can be used for credit card consumption;

2. The consumer's credit card has enough credit limit to spend;

3. Apply for installment repayment after swiping the card. However, it should be noted that after spending by credit card, it should be paid off in time according to regulations.

Third, how to repay the loan to buy a car credit card?

Credit card repayment must first bind my debit card, and then deposit the corresponding amount into the debit card before the repayment date. After the debit card is bound, the specific credit card repayment method and term are as follows: if it is paid off in full, no fees will be incurred; There is generally a three-day grace period after credit card repayment, and repayment within the grace period is regarded as timely repayment; If the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date; If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the minimum repayment amount will be charged monthly; The specific daily interest rate may vary with different credit cards. Debit card binding can be through credit card official website binding, the specific operation is as follows: