First, adhere to the principle of housing provident fund to solve the basic housing needs of employees. Give loan support to paid employees for purchasing, building, rebuilding and overhauling ordinary self-occupied houses. Especially for low-and middle-income families to use the housing provident fund for the first time to buy small and medium-sized commercial housing, second-hand housing and affordable housing, the loan amount will rise by 20% on the basis of the original standard. The down payment ratio of the first home loan is 20% for those with an area of less than 90 square meters in Xing Tao and 30% for those with an area of more than 90 square meters in Xing Tao.

Second, there are conditions to support employees to reasonably improve the purchase of houses. If the per capita housing area of paid workers' families (including borrowers, spouses and minor children, the same below) is lower than the per capita housing area announced by the statistics department of this Municipality, it is allowed to apply for a second housing provident fund loan. The down payment ratio of the loan is 60%, and the loan interest rate is 1. 1 times of the loan interest rate of the first home provident fund in the same period.