Chang'an Bank is a local joint-stock commercial bank. The bank was jointly initiated and established by five local corporate banking financial institutions: Baoji Commercial Bank, Xianyang Commercial Bank, Weinan City Credit Union, Hanzhong City Credit Union and Yulin City Credit Union, together with other sponsors ***.
Chang'an Bank is a legal person established through a new merger under the leadership of the Shaanxi Provincial Party Committee and Provincial Government, and with the approval of the China Banking Regulatory Commission, the introduction of 11 strategic investors including Yanchang Group, Shaanxi Coal and Shaanxi Nonferrous Metals Joint-stock commercial bank. Headquartered in Xi'an, it opened on July 31, 2009. The current registered capital is 4.639 billion yuan, and it has 10 branches, 11 directly affiliated sub-branches, and 206 opening outlets (as of May 17, 2016), covering 10 districts and cities in the province, Yangling Demonstration Zone, and Xixian New District. The total number of employees is nearly 4,000. Changan Bank initiated and controlled the establishment of Shaanxi Qishan Changan Rural Bank Co., Ltd., the first rural bank in Shaanxi.
As of the end of March 2016, the bank's total assets reached 143.637 billion yuan, the balance of various deposits was 106.702 billion yuan, and the balance of various loans was 74.633 billion yuan. Since its opening, the cumulative net capital has reached 10.5 billion yuan, and profits and taxes have been realized at 8.805 billion yuan, of which 3.317 billion yuan has been paid in taxes. The regulatory rating of the China Banking Regulatory Commission is 2C. The first stable development capability test of commercial banks organized by the China Banking Association in 2015 showed that our bank ranked 4th among local corporate banks of the same size. Various regulatory indicators that measure the prudent operations of commercial banks continue to be excellent.
Chang'an Bank adheres to the basic market positioning of "based on Shaanxi, facing the whole country, serving small and medium-sized enterprises, and serving urban and rural residents", actively participates in the economic and social development of our province, and takes the initiative to assume the role of "supporting the main force of local economic development" It plays an important role in continuously innovating and optimizing the bank-government and bank-enterprise cooperation mechanisms, actively supporting provincial key projects such as southern Shaanxi immigration, Xixian New Area and provincial affordable housing, paying attention to the transformation and upgrading of the energy resources industry and supporting local characteristic industries, and focusing on marketing Support new energy, electronic information, aerospace, new materials and other industrial chains and urban infrastructure construction projects. Continue to increase financial services for the construction of education, health, medical and other livelihood projects, better meeting the financing needs of the province's real economy construction; actively develop financial services for small and micro enterprises, establish the first science and technology branch in northwest China, and launch "Chang'an "Loan" series of small and micro financial products, the Shaanxi Provincial Science and Technology Financial Products Research and Development Center was established in conjunction with the Provincial Department of Science and Technology, which has better alleviated the financing difficulties and expensive financing problems of small and micro enterprises. The regulatory goals of “three no less than” were exceeded. Won the first prize in the province's small and micro enterprise loan incremental evaluation; formed a network of products based on Chang'an Card, e-Chang'an Electronic Banking and "Changying, Changsheng" financial products and "Anxinbao", Changan Cloud QuickPass, Wedao Small Business The unique business system represented by Internet financial products such as microfinance mobile service platforms has better met the financial consumption needs of the vast number of urban and rural residents.
Since its opening, Changan Bank has exceeded the operating tasks assigned by the provincial government for seven consecutive years, and has been awarded numerous commendations by the provincial government; its new deposit and loan quotas have continued to rank among the top small and medium-sized banking institutions in the province. It has won three awards from the China Banking Regulatory Commission: "National Banking Financial Institutions' Advanced Financial Services Unit for Small and Micro Enterprises", "Excellent Team" and "Excellent Individual"; it has been rated as a Class A financial institution by the Xi'an Branch of the People's Bank of China for two consecutive years; The organization awarded honorary titles such as "China's Small and Medium-sized Bank with the Most Development Potential", "The Most Respected Enterprise in Shaanxi Province", "Shaanxi Province Integrity Construction Demonstration Unit", and "Shaanxi Province Tax Credit Grade A Taxpayer".
After nearly seven years of development, Changan Bank has entered an upward path of rapid development. The whole bank closely focuses on the main theme of "secondary entrepreneurship, catching up and surpassing", actively promotes the strategic transformation of management model, business development model and profit model, strives to explore diversified business models, actively promotes connotative development, and strives to achieve cross-regional development as soon as possible. Create favorable conditions for operations and IPO launch.