Compared with buying a car with full payment, it is not cost-effective, but compared with ordinary interest-bearing loans, it is very cost-effective. The two-year interest-free loan is actually a car purchase and sale discount offered by car manufacturers or dealers to promote the sales of car models. Car sales are the basis for manufacturers to survive in fierce competition.

If the budget is sufficient, who would choose to buy a car with a loan? There is no way. As long as the loan is used to buy a car, the handling fees and in-store insurance are fine and don't run away. Apart from these two items, other costs are basically negligible. Generally speaking, two-year interest-free car loans are very cost-effective and beneficial to automobile manufacturers, dealers, and consumers. This is why the slogan of two-year interest-free car loans can be seen everywhere.

One million car purchase subsidies