How much is the half-year benchmark loan interest rate converted to per day?

The half-year benchmark loan interest rate is converted to approximately 0.000184 per day. According to relevant query information, the semi-annual benchmark loan interest rate is equivalent to a loan without default on any term, and the interest charges on the daily loan amount will be imposed at this rate.

2012-2022 Bank Loan Interest Rates

1. June 8

Adjustment Table for RMB Deposit and Loan Benchmark Interest Rates of Financial Institutions

Demand Deposit 0.40

Long deposit and withdrawal time deposit -

Three months 2.85

Half year 3.05

One year 3.25

Two years 4.10

Three years 4.65

Five years 5.10

Various loans -

Six months 5.85

One year 6.31

One to three years 6.40

Three to five years 6.65

Monday, June 8

Financial Institutions RMB Deposit and Loan Benchmark Interest Rate Adjustment Table

Demand deposit 0.40

Lump-sum time deposit -

Three months 2.85

Half a year 3.05

One year 3.25

Two years 4.10

Three years 4.65

Five years 5.10

Various loans-

Six months 5.85

One year 6.31

One to three years 6.40

Three to five years 6.65

1. June 8

Adjustment table for RMB deposit and loan benchmark interest rates of financial institutions

Current deposits 0.40

Long deposits and withdrawals on a regular basis Deposit -

Three months 2.85

Half year 3.05

One year 3.25

Two years 4.10

Three Year 4.65

Five years 5.10

Various loans -

Six months 5.85

One year 6.31

One to three years 6.40

Three to five years 6.65

What is the base loan interest rate in 2021?

List of the People's Bank of China's loan benchmark interest rates in 2017: Loan interest rate percentage () Within 6 months 4.356 months - 1 year 4.351 years to 3 years 4.753 years to 5 years 4.755 years and above 4.90 Personal housing provident fund loan interest rate Percentage () Less than 5 years 2.755 More than 3.25

The benchmark loan interest rate in 2017 remains the same as last year, and everyone can repay as usual. In 2017, we will wait and see whether the central bank will introduce new policies.

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The loan interest rates of the People's Bank of China for the same period in 2017 are as follows: the annual interest rate for short-term loans within one year (including one year) is 4.35; the annual interest rate for medium- and long-term loans between one and five years (including five years) is 4.75, The annual interest rate for more than five years is 4.9

Loan period: less than five years (including five years), the annual interest rate of the project (): 2.75.

Loan period: more than five years, project annual interest rate (): 3.25.

The adjustment of the floating range of interest rates is an important part of the market-oriented reform of interest rates. The central bank has been relatively cautious in implementing this measure. For many years, it has been implemented that deposit interest rates cannot temporarily float up or down, and loan interest rates can be within the benchmark interest rate. The basic policy is to float from 10 to 70.

What is the Postal Bank interest rate in 2021?

The annual interest rate of China Postal Savings Bank’s savings deposits is 2.03% (the central bank’s benchmark annual interest rate is 1.75%), and the spot interest rate of demand deposits is 0.35% (the central bank’s benchmark annual interest rate). The annual interest rate for time deposits is 0.35%), the annual interest rate for time deposits in the following year is 1.78% (the central bank's benchmark interest rate is 1.5%), and the annual interest rate for demand deposits is 0.3% (the central bank's benchmark interest rate is 0.35%). The Postal Savings Bank's five-year time deposit interest rate is 2.75, and although the five-year certificate of deposit interest rate is higher, the highest is 4.125, which is very high. The deposit interest rate for employee housing provident fund accounts will also be uniformly implemented in accordance with the benchmark interest rate, which is currently 1.50%.

Extended information:

Compared with the four major state-owned banks, although Postal Bank is backed by Postal Group, due to its later establishment, in order to attract more depositors to deposit For money, Postal Bank's deposit interest rate is much higher than that of the other four major banks. For example, Postal Bank's three-year interest rate has reached 3.85, which has surpassed Agricultural Bank of China's 3.575.

Postal Savings Bank has more than 40,000 business outlets and has created electronic financial services including online banking, mobile banking, telephone banking, TV banking, Sina Weibo Bank, WeChat Bank and Yixin Bank. The network and service tentacles cover the vast urban and rural areas.