Will banks stop approving credit loans?
In principle, when the bank applies for credit products, the bank needs the borrower to fill in the company phone number, emergency contact person and other contact information. As long as the information filled in is not too different from the actual situation, it will basically not be audited by telephone. Credit loans are mostly personal loans, which do not need the guarantee of family members or others, and there will be no telephone audit.
However, if the borrower applies for some special credit products and needs to provide a contact person, it is very likely that he will have to call for a second review. There are also some banks that will call the borrowers themselves to pay a phone call back. The telephone call back is mainly to ask whether the relevant information of the borrower is true. As long as the answer is good, there will generally be no problem.
During the loan process, the borrower's work unit changes, and the mobile phone number is inconsistent with the mobile phone number reserved by the bank. The bank will also call to verify. But basically they call the borrower himself to verify, and only in very special circumstances will they call the unit or their families to verify the situation.
What are the requirements for handling bank credit loans?
At least 18 years old, with full capacity for civil conduct; Have a stable income and work; Good credit and no bad record; The loan is used for consumption and cannot be used for house purchase, stock trading, futures, etc.
The above is "Will the bank credit loan approval meeting be stopped?" I hope I can help you!