Single apartment is becoming more and more popular, especially for young people who have just come out to work, but you must know its down payment in advance before buying it, so that you can know how much money you have prepared. The following small series will introduce you to the down payment of single apartment loans. \r\nHow much is the down payment for a single apartment loan \ r \ nFirst of all, you should make clear the down payment ratio for a single apartment as follows: \r\n 1. The down payment depends on the nature of the land in your house. For example, a single apartment belongs to a commercial house, and the down payment is 50%, then the down payment of the house is only 30%. \r\n2。 According to the law, at present, its down payment is not less than 30%, so if we want to convert it into a specific amount, we will calculate it as 40 square meters, depending on the location of the house. If it is in the center, then the down payment is about 300,000-400,000. \ r \ nI Conditions of single apartment loan. Loan object: \r\n 1. First, China citizens with full capacity for civil conduct and overseas and foreign citizens with the right of abode in Chinese mainland can apply. \r\n2。 The down payment must be paid in full (at the same time, the total amount of house purchase shall not be less than 30%). \r\n3. First, you must have a stable economic income, so that you can repay the loan principal and interest; \r\n4。 You must use the property you bought as collateral for the loan. \r\n 2。 Meet the following conditions at the same time: \r\n 1. You must also have a legal household registration book (this city is not this city), a certificate from the legal representative or a legal residence permit, an identity card or a business license passport before you can go to the designated bank to handle it. \r\n2。 Open a special deposit account in the bank. I want to remind everyone here that the balance of its deposit is not less than 30% of the purchase price. \r\n3. At the same time, valid proof documents such as purchase contract and agreement should be prepared. \r\n4。 All terms and conditions of the loan contract shall be fulfilled. \ r \ nIII。 Materials to be issued and provided: \r\n 1. Prepare a copy and original of the resident identity card; \r\n2。 Copy and original of the house subscription book; \r\n3. Copy and original of the down payment; \r\n4。 It is best to provide proof of monthly payment ability, including: personal and family income certificate, deposit certificate (passbook or other securities), etc. \ r \ Abstract: That's all for the down payment of the single apartment loan. There is no standard for down payment, it depends on your situation and the nature of the house and land. I hope the above introduction will be helpful to everyone.

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