Consequence of overdue car mortgage in loan: 1, and no longer enjoy interest-free repayment; Affect personal credit records; Serious overdue, huge amount will also constitute a crime because of "malicious overdraft";

2. If the payment is overdue for more than three months or the bank makes more than two reminders, the bank will freeze your card, list you as a prohibited customer (blacklist), and will sue you for credit card fraud and malicious overdraft, which will be enforced by the court;

3. Occasionally, the impact of overdue credit cards on individuals is not too serious. As long as the credit card is repaid in time, it can be replenished. If the credit card is overdue for no more than four times in a year, personal influence is not too big. If they are overdue for three or even seven months in a row, they can't make any bank loans or credit loans in the last five years.

Million car purchase subsidy