The provisions of the provident fund loan are: the provident fund must be continuously deposited for more than 12 months (including 12 months) and fully deposited for at least 6 months.

Those who meet the above conditions can apply for provident fund loans, the loan amount is 15 times of the balance of your provident fund account, and the longest loan period is 30 years.

Now the down payment is not less than 20%, which means you have to pay at least 48 thousand down payment yourself.