1, position of risk control specialist:
Professional managers will take various measures to reduce the possibility of risk events, or control the possible losses within a certain range to avoid unbearable losses when risk events occur.
All of them are based on the branch headquarters to set up a collection store. The main job is post-loan management, which is to remind and collect customers who repay each month. The risk control of Ping An Pratt & Whitney belongs to the background. Doing risk control in Ping An Pratt & Whitney is a highly trained job, working 6.5 days a week and 9.5 hours a day on average, and never relaxing during holidays, so people who come down from this position are still relatively strong as long as they work hard.
At present, the positions of risk control specialists are concentrated in setting up a collection store at the branch headquarters. The main job is post-loan management, that is, reminding customers to collect repayment every month. The risk control of Ping An Pratt & Whitney belongs to the background. After the probation period, the basic salary is 3,500 yuan, and the floating salary is 2 100. Floating salary depends on your personal monthly index, and you can get twice the maximum coefficient. However, in my two years of risk control career, I won 1.5 at most. Most of them are between 0.8- 1, and the doubling coefficient only exists in the top branches in China. The year-end bonus depends on the bad debt rate of branches, which is relatively high. The holiday fee is 200, and the base of five insurances and one gold is really unknown. The risk control specialist can be promoted to the assistant manager level at most, or transferred to the backstage of the branch office at the assistant manager level, and it is difficult to be promoted to the manager for about 6 to 7 thousand per month.
2. Sales position:
Now it is mainly divided into business managers, business directors, store managers and regional directors. Working hours are basically the same as those of the risk control specialist, but they are relatively free. Business managers and business directors meet customers every three months, and those who fail to meet the standards are eliminated, and five insurances and one gold are paid normally.
3. Business Manager:
(1). Responsible for the channel sales, market expansion and customer relationship maintenance of the company's products.
(2) Complete the sales quota of departments and individuals as required.
(3) Be responsible for the expansion, establishment, management and monitoring of brand channels.
(4) Create value for customers and profit for the company.
4. Store Manager:
(1). Be fully responsible for store management and cooperate with the implementation of various marketing strategies of the company.
(2) Carry out all tasks assigned by the company.
(3) Do a good job in store management.
(4) Supervise service management.
(5) Master the maintenance knowledge of all kinds of equipment in the store.
(6) Supervise the cleanliness inside and outside the store, and be responsible for safety and fire prevention management.
(7) Properly handle various contradictions in customer complaints and service work.
(8) Formulation and optimization of various workflows.
5. Regional Director:
Regional directors refer to the administrative leaders and leaders in charge of research and extension projects in universities in the United States, Australia and other countries, such as Santa Clara University, University of Missouri and University of California. Administrative leaders and personnel in charge of research and promotion projects in a certain field in commercial or academic institutions.
References:
Ping an pu hui
Ping An Pratt & Whitney Financial Business Cluster (hereinafter referred to as "Ping An Pratt & Whitney") is a subordinate business cluster of China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An Group"). Adhering to the brand concept of "trust is power", we will provide better loan services for small and micro enterprises and individual customers with innovative technology and excellent customer experience, and build a consumer finance brand trusted by global loan customers.
Ping An Pratt & Whitney focuses on providing loan services to individuals and small and micro enterprises, mainly targeting the core population of the "dilemma" problem: individual customers that are difficult to cover by traditional bank lending; And small and micro business owners, especially those in third-and fourth-tier cities.
In addition, Ping An Pratt & Whitney has accumulated the advantages of big data in the past 1 1 year, innovated the risk control model, and constantly optimized our risk control model by drawing lessons from the leading technology of the international consumer credit industry, so that customers can get more evaluation in the model, and constantly improve the central risk control management mechanism of credit risk management and credit management system. At the same time, the scorecard model used by Ping An in inclusive finance draws lessons from the leading technology of the international consumer credit industry, combines its own accumulated business data for many years, and comprehensively evaluates customer risks based on credit records, customer natural attributes and third-party big data information.
Baidu Encyclopedia-Ping An HP