The Beijing Municipal Commission of Housing and Urban-Rural Development issued a notice to further improve the differentiated credit policy, requiring enterprises to purchase commercial housing for three years before listing and trading, and individual housing demand can meet the requirements of purchase restriction; If there is no house in the family name and there is no record of commercial housing loan or provident fund housing loan, the down payment for purchasing ordinary housing is not less than 35%, the down payment for purchasing non-ordinary housing is not less than 40%, and there is 1 apartment in the family name, and there is no housing but there is record of commercial housing loan or provident fund housing loan, the down payment ratio for purchasing ordinary housing is not less than 60%, and the proportion for purchasing non-ordinary housing is not less than 80%; Suspension of individual housing loans (including housing provident fund loans) with a loan period of 25 years (excluding 25 years).
The difference between ordinary residence and non-ordinary residence;
1, and the plot ratio of residential buildings is below 1.0 (excluding1.0); (Except for high-grade villas, ordinary houses are generally at 1.0, which is basically negligible. )
2. Single building area140m2 (including140m2); (You bought a flat house of 138, an ordinary house. You need to buy another flat 14 1 flat, an ordinary house. )
3. The actual transaction price is more than 1.2 times higher than the market guidance price in this area (excluding 1.2 times); (Some areas have transaction price regulations. For example, some regions stipulate that the market guidance price in this region is 10000 flat, and the contract unit price of the house you buy is 13000 flat. This is an unusual house. )
The difference between ordinary residence and non-ordinary residence is non-ordinary residence as long as one of the above three points is met. On the contrary, it is an ordinary house.
Cycle? Unit price total price
? (yuan/square meter)? (ten thousand yuan/set)
Within the Fifth Ring Road 39600 468
5-6 rings? 3 1680 374.4
Outside the Sixth Ring Road? 23760 280.8