The enterprise must be a formal and legal enterprise with good qualifications, registered in the industrial and commercial department and a business license; Good corporate credit; The enterprise has been operating continuously for more than 2 years, and has maintained a profit or no loss; Enterprises pay taxes normally, and the credit rating of tax payment in recent two years is above Grade B (inclusive).
The so-called corporate tax loan refers to the "tax loan" products issued by banks for enterprises. However, not every enterprise can apply for this loan. According to the bank regulations, only enterprises with normal tax payment and good reputation can apply for this loan. However, it should be noted that even enterprises with good reputation and normal tax payment must meet a series of requirements.
For example, an enterprise must have a formal business license, a recent income analysis report and the ability to repay loans. And the company has no bad behavior before. Only such enterprises can successfully apply for corporate tax loans. Generally speaking, banks can provide enterprises with up to 2 million tax loans to help small and medium-sized enterprises tide over financial difficulties.
Enterprises that can apply for tax loans must first be formal and legal enterprises. Nor did they do anything detrimental to the people and the country. Secondly, enterprises cannot produce products with high pollution and high energy consumption. Such enterprises cannot apply for corporate tax loans. In addition, even if the enterprise is legal, it must meet the conditions of good reputation. Only reputable enterprises can repay their loans normally, and there will be no situation in loans overdue. Banks are very welcome to enterprises that can take the initiative to repay loans.
To apply for enterprise tax loans, enterprises must have good qualifications and be registered in the industrial and commercial departments. Moreover, it must have a qualified business license. In addition, the operation of the enterprise should be legal, not illegal. The profits of enterprises should be increased continuously to ensure timely repayment. In this way, enterprises can successfully apply for corporate tax loans, and banks will also issue high loans for enterprises.
Finally, before applying for corporate tax loans, everyone should prepare complete information. Everyone should have a series of information such as business license, account opening permit, tax registration certificate and articles of association. At the same time, they have to have various tax bills for nearly six months. The information in the tax bill should not be tampered with, otherwise it will be recorded and the company's reputation will be affected.
Repayment by tax refers to the repayment of special production measures loans by enterprises with turnover tax and income tax. Turnover tax mainly refers to product tax and value-added tax. Paying back bank loans with taxes is equivalent to reducing fiscal revenue. This policy came into being in the 1970s. Since 1979, capital construction investment has been fully implemented, involving a wider range.
1984 10 after the second step of changing profits into taxes, the contents of "repaying loans with taxes" are as follows:
After (1)1983165438+10.5, all kinds of technical measures loans of enterprises can be repaid with product tax, but only for the planned sugar industry and projects approved by the State Council and the Ministry of Finance. In addition, it is not allowed to repay the loan with product tax.
(2) Before June 5,1983 and 165438, the technical measures of the enterprise shall be repaid according to the following provisions. Enterprises that repay loans with product tax are limited to state-owned and urban collective-owned enterprises. And must comply with the provisions of the State Council, the provisions of the Ministry of Finance, the provisions of the Ministry of Finance and professional banks, the competent department jointly issued a document or the department obtained the consent of the Ministry of Finance to issue a document before the loan can be repaid with tax.
In addition, the people's governments of all provinces, autonomous regions and municipalities directly under the Central Government can also use the tax to return the officially allowed part. The repayment order of the loan is that after the loan project is put into production, it will be repaid with the new profit and the depreciation fund of fixed assets. If the insufficient part needs to be returned by product tax, it shall be returned by the new product tax of the loan project after being approved by the tax authorities in accordance with the provisions of the tax management system.