People in the same occupation
As the saying goes, "peers are enemies", so is credit. It is impossible for a credit manager to borrow money from a small loan company. He can handle mortgage and car loan at the bank at most, which is very helpless.
Club service personnel
If you work in bars, massage parlors, KTV and other places that most people think are not very glamorous, then your loan will be rejected almost every second. As for the reason, it is good to know clearly.
freelance journalist
In the eyes of ordinary people, online celebrities and anchors are high-income people. After all, their popularity is there. However, they are freelancers, unable to provide bank running water and work certificates, and the hardware conditions do not meet, so the loan is difficult to succeed.
High-risk occupation
As we all know, construction and coal mining are high-risk occupations. Every year, the accidents in the news are embarrassing. It can even be said that construction or coal miners die every day, which is a terrible number. In order to avoid risks, banks generally refuse to lend.
intermediary
No kidding! It is difficult for such people to get loans because banks and lending institutions feel that they are more likely to fabricate loan information than ordinary people and will not open the door for loans in order to avoid risks.
sell
Most of the sales salaries are considerable, so it is reasonable to say that there should be no loan rejection. However, the bank believes that the unstable salary of sales means that the repayment ability cannot be guaranteed. In order to reduce risks, loans are generally refused.
police
You may be a little surprised to see this: why is the "iron rice bowl" of the public security inspection law easy to be refused loans? In fact, it is not difficult to understand that everyone has the possibility of overdue, especially the public prosecutor. Overdue collection is a big problem.
If you keep collecting money from the police uncle and people detain you in the name of "obstructing official duties", then you go in ... no one wants to see such a situation. In order to avoid such risks, it is best to refuse the loan.
If you are a member of the above occupations, don't lose heart. If you have good conditions, you can also get a successful loan. Besides banks, there are many formal financial institutions for you to choose from. There are many kinds of loans, and the lending speed is also very fast.