1. Yes. Shaoguan Rural Commercial Bank has recently obtained opening approval, financial license and business license, and has officially opened. The announcement shows that the Chinese name of Shaoguan Rural Commercial Bank is Shaoguan Rural Commercial Bank Co., Ltd. and the English name is Shaoguan Rural Commercial Bank Co., Ltd., with a registered capital of 1.374 billion yuan.
2. The business scope of Shaoguan Rural Commercial Bank includes: absorbing RMB public deposits; issuing RMB short-term, medium-term and long-term loans; handling domestic settlements; handling bill acceptance and discounting; agency issuance, agency redemption, and underwriting government Bonds; buying and selling government bonds and financial bonds; engaging in inter-bank lending; engaging in bank card (debit card) business; agency collection and payment and insurance agency business; provision of safe deposit box services; approved by the Banking Regulatory Authority of the State Council and other relevant regulatory agencies Other business.
Market positioning
1. Serving agriculture, rural areas and farmers
The balance of agriculture-related loans is 20 billion yuan, making it the commercial enterprise with the largest balance and highest proportion of agriculture-related loans in Guangzhou. bank. We launched dozens of innovative business varieties such as small credit loans for farmers, "villager business loans", "village community organization loans", "three old renovation loans", and "agricultural and commercial three treasures" portfolio loans. Nearly 80% of the bank's business outlets are located in various villages and towns in Guangzhou, making it one of the first domestic banking institutions to join the issuance of "Huinong Cards". The number of Huinong Cards issued ranks first in the country, providing personal and convenient services for "agriculture, rural areas and farmers" in Guangzhou. , high-quality financial services. Actively carry out the theme activity of "Caring for Thousands of Villages and Households to Build a Happy Guangzhou" to popularize financial knowledge, improve the service environment for supporting agriculture, and enhance the level of service for supporting agriculture.
2. Fold serves small and medium-sized enterprises
Cooperate with the German International Project Corporation (IPC) to comprehensively carry out loan business for small and medium-sized enterprises. "Micro Loans" provide mortgage-free loans to micro business owners, with a maximum limit of 1 million yuan. "Micro Loans" provide loans to small businesses (owners) with a limit of 1 million to 10 million yuan, and can accept single or multiple mortgage combinations. We launched "Haoyidai", a cluster financing platform for small and medium-sized enterprises, to build a credit factory and a unique business model for small and medium-sized enterprises, with a loan balance of 80 billion yuan for small, medium and micro enterprises.