Legal analysis: if you can negotiate, try to negotiate; If negotiation fails, a lawsuit shall be brought to the people's court in time within the limitation of action. If there are clues about the other party's property, you can apply to the court for preservation. There are many ways to solve disputes, such as negotiation, mediation, arbitration and litigation. However, in debt disputes, in order not to hurt feelings, some people often drag on for too long in the negotiation stage, thus missing many opportunities to recover debts. So how to protect the creditor's rights in debt disputes?

Legal basis: Article 214 of the Civil Procedure Law of People's Republic of China (PRC), if a creditor requests the debtor to pay money or securities, it may apply to the grassroots people's court with jurisdiction for a payment order if the following conditions are met: (1) There is no other debt dispute between the creditor and the debtor; (2) Payment orders can be served on the debtor. The application shall specify the amount of money or securities required and the facts and evidence on which it is based.