1. If your credit is bad, you can apply for a mortgage loan. Applying for a loan with my property as collateral can be used for short-term capital turnover of 1-6 months, and the loan can be released on the same day with complete information. The maximum loan amount shall not exceed 70% of the appraised house price.

2. Guarantor loan. In the case that personal credit information is not too bad, if a trusted friend or relative is willing to guarantee for you, you can also consider applying for a guarantor loan. However, some lending institutions have strict requirements, and the use of guarantor loans may also be rejected. The guarantor must have good credit.